- My Net worth reached 601000 EUR (+1672)
- It took me 35 months to go from 500k Net Worth to 600k Net Worth, hopfully reaching 700k will go faster! In Theory it should take less then 2 years. The 35 months has everything to do with the recent bear-market of course that delayed reaching this milestone.
- I have one more trip to Porto planned in March for 2 weeks and 1 more week in April 🙂
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I went to Porto for another 11 days in February and quite enjoyed it! This time I did a 60km bike ride inland in the weekends and did a beautiful walk next to the beach as well. I plan to return 2 more weeks in March, and one week in April.
The market currently does not know if its in a bull or bear market. So far I am still up nicely compared to December 2022 so I am not complaining. I am expecting quite some nice dividends this year and the path of dividends I chose seems to fit for me.
How is your portfolio doing YTD? Leave a comment bellow!
My Portfolio
My Portfolio has increased to 269552 EUR (+3445), compared to my end of August update. I also invested about 4000 EUR this month. Right now I am investing 1000 EUR per week and Im re-investing the dividends.
ETFs
The core of my long term strategy is ETF‘s. Boring but effective. They went up a smooth 5%!
Dividend-Value Portfolio
My dividend-value Portfolio – after an amazing January – dropped by 2%. Companies have started to announce their new dividend policies, and this is how the companies are doing so far in 2023:
So a few made dividend cuts but the weighted increase for 2023 so far is a whopping 8.46%!!!
I do want to give some additional updates:
- CLIQ Digital: I increased my position with 10% after seeing AMAZING earnings with 83% growth! I consider Cliq Digital to be a HUGE profit machine and I am a happy stockowner.
- Expanded my position of Serica Energy, it looked cheap compared to the other energy companies outthere with a 6-7% dividend yeild and a p/e of 3.5. The uncertainty of the merger is causing the stock to trade lower I think. Is the uncertainty justified? Perhaps yes, perhaps no. Lets see!
- In March I expect I will be buying more of my top stocks like AT & S and I would like to pick up a bit more bank stocks as well, perhaps of a bank that I am already owning.
Growth Portfolio
My Growth Portfolio went down about 2% this month, so similar as my dividend portfolio except I wont get any dividends 😦
Crypto
Cashback received in januari month: about 50 EUR
Airport Lounges visited this month: 1 (Value about 30 EUR/time)
= 80 EUR gained in value (same as last month)
I am HODLing all coins I get from cash back for now.
If you want to use my referral link to get a crypto.com visa card, you can use it here, then both of us will get 25$. I’ve been using mine since October 2021.
Real Estate
I currently owe one apartment that I purchased in 2010 for 136.000. I got it re-estimated in 2020 at it was valued at 185.000 EUR. I did a re-evaluation of my apartment that values it at 205000 EUR.
Startups
I cannot recommend investing in startups at spreads at this point. It costed me more money then I gained over a 5 year period and you cant really say I am not diversified.
Right now I have 1200 EUR still active in startups.
I am using Spreds to purchase these startups.
Check out this post if you want to know how you can invest in startups.
Peer to Peer
Retirement funds
I get an update just once a year, so I will update it also just once a year. This is from end of 2022. I will update it again in December 2023.
Savings
This was last updated on 31-12-2022.
I just update in December, as I don’t think its very spectacular to write about my savings here.
YouTube
Check out my channel & videos here
Thank you all for your support!
What blogs are coming up next?
- For now mostly videos and monthly portfolios are planned!
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Roadtrip to FIRE 