Early Retirement

Five steps to take in 2021 to start your FIRE journey

FIRE is a marathon, not a sprint. And like any marathon you need to prepare. You won't know where you are exactly until you prepared. With a new year coming up now is the perfect time to set these first steps! Trust me all the calculators online and simulations online will not be able to… Continue reading Five steps to take in 2021 to start your FIRE journey

Early Retirement · Financial Independence

Setting my first FIRE number: when can I retire early?

How could I have FIRE blog without a plan to retire early? Its time to change that! What is a FIRE number? Your FIRE number is the number you need to retire. Its the amount in investments you need to reach before you can officially say you have enough money to no longer work for… Continue reading Setting my first FIRE number: when can I retire early?

Early Retirement

How to pay less taxes in 2021 by spending the right way in 2020

With an average wage in Belgium of 3489 EUR per month or 41868 per year that means a slight majority of the Belgians will pay 50% taxes on their wage or 20934 EUR! No wonder that we are looking for ways to lower these taxes. And ways to lower there are! For the government offering lower tax rates is a friendly way to steer people's behavior in the right direction, for us its a way to bring one of the highest tax rates in the world down a little.

Early Retirement

Increase your pension and lower your retirement age

Legal versus actual retirement age in OESO countries When we look at the actual retirement age versus the legal age, we can see that the real age is in most countries, especially Western countries, bellow the legal age. The government cannot force anyone to work, but at the same time they are not required to… Continue reading Increase your pension and lower your retirement age