Uncategorized

Your first steps on the stock market: DEGIRO Quick User Guide for beginners

In order to help you if you are new to either the stockmarket or DEGIRO I have written a small guide to help you get started. While its meant for beginners I believe it can also contain some good tips for the more advanced user.

Uncategorized

My first apartment | Real estate property #1

At University I lived at first in a 12 m2 student room. It was big enough to fit in a small bed, a closet, lavatory, 2 person couch, desk and tv. I actually found an old picture of the room: My first student room. Cute isn't it? It looks a bit like a jail room… Continue reading My first apartment | Real estate property #1

Uncategorized

The market is collapsing and I’m losing everything | What the 2008 crash can learn us today

October 10 2008I have been retired for 10 years. I am one who has said over and over again. Stay the course. Look for the long term. Yeah, sure. That's fine until today. Today did it. I am just starting to be scared so that I won't tell my wife what happened today...stocks down...bonds down...I'm… Continue reading The market is collapsing and I’m losing everything | What the 2008 crash can learn us today

Early Retirement

Increase your pension and lower your retirement age

Legal versus actual retirement age in OESO countries When we look at the actual retirement age versus the legal age, we can see that the real age is in most countries, especially Western countries, bellow the legal age. The government cannot force anyone to work, but at the same time they are not required to… Continue reading Increase your pension and lower your retirement age

Financial Independence

My Startup investments and how can you invest in Startups?

Last updated 12-12-2019: one of my startups has gone bankrupt, namely viviDoctor where I had invested 525 EUR in. After the tax incentive this leaves me with a loss of 300 EUR. Just a reminder that this is indeed a high risk investment “Today people who hold cash equivalents feel comfortable. They shouldn’t. They have… Continue reading My Startup investments and how can you invest in Startups?